A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

As your agents, we will help you pre-qualify and when you're ready to make an offer on a house, we'll make sure you're pre-approved so that your sales offer is even stronger.

Items considered when pre-qualifying for a mortgage loan include:

• Employment History
• Credit History and Scores
• Monthly Income and Expenses

Jim and I have worked with many loan officers and have two that we highly recommend our clients use.  These two professional loan officers can help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. Our partners will help you make those decisions. 

David Doody, Branch Mngr, National City Mortgage. david.doody@ncmc.com                                                                   161-B Jennifer Road, Annapolis, MD 21401                                          (800)753-9979                                            www.nationalcitymortgage.com

Lawrence Bayley, American Home Mortgage.                 lbayley@americanhm.com                                                                1120 Benfield Blvd, Suite A-B
Millersville, MD 21108
800/296-1120                                                        www.americanhm.com